The Employee State Insurance Act, 1948 is a comprehensive insurance system where employee contributes 0.75% of the wages every month to receive medical benefits, sickness benefits, accidental benefits, funeral expenses, maternity benefits and so on.
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The Act provides extensive medical care to insured employees and their families. This includes outpatient medical care, specialist consultations, hospitalization, and necessary medications. The aim is to ensure that employees and their dependents have access to essential healthcare services without incurring significant out-of-pocket expenses.
In the event of illness, the Act ensures that employees receive financial compensation. Insured employees are entitled to a daily cash allowance during periods of certified sickness, ensuring they do not suffer financial distress while they are unable to work.
The Act provides compensation for injuries sustained during work. This includes medical care, rehabilitation, and financial compensation for temporary or permanent disability resulting from workplace accidents. This ensures that employees are supported during recovery and in cases of long-term disability.© Copyright 2024 All Rights Reserved.